Walmart Credit Card
Account opening offer
*To qualify for this offer you must apply and be approved for a consumer Walmart Credit Card account online at Walmart.com and
Special Financing and account opening purchases receiving a discount do not earn Rewards.
** Walmart Credit Cardholders are eligible to earn rewards on purchases made with their Walmart Credit Card account. Rewards apply to net card purchases (purchases minus returns and adjustments). Rewards percentages depend on the type of purchase made; 3% for Walmart.com purchases (includes Walmart Pickup and Site to Store purchases); 2% for gas purchases at Walmart fuel stations and Murphy USA gas stations; and 1% on all other purchases wherever the Walmart Credit Card and Walmart MasterCard are accepted. Statement credits will be issued monthly for Rewards earned on purchases posted within that month. If your account is past due, you will not receive a statement credit until it is brought current. Cash advances, quick cash advances, fees, and interest charges do not qualify for Rewards. All rewards are provided by Synchrony Bank. See the “Walmart® Credit Card and Walmart® MasterCard® Rewards Program” terms for details.
What you get with the Walmart credit card
Open a Walmart credit card and save 10 percent, or up to $25, on your purchases today. (Note: Purchases receiving a 10 percent discount don t qualify for rewards.)
Walmart s 3-2-1 Save rewards program
Savings aren t like sales that come around every once in a while. This is something you can take advantage of all the time. Learn how to save more money every day with your Walmart credit card.
The 3-2-1 Save rewards program lets Walmart credit card and Walmart MasterCard card holders earn rewards for the purchases they make every day of the year. As a Walmart credit card or Walmart MasterCard cardholder, you re automatically enrolled in the 3-2-1 Save rewards program. there s no need to apply for anything extra. Just use your existing card to earn rewards including:
- 3 percent back on purchases made at Walmart.com, including purchases made with the Walmart app.
- 2 percent back on fuel purchases made at Walmart or Murphy USA (excluding Murphy Express) gas stations.
- 1 percent back on all your other purchases, including non-fuel purchases at Walmart and Murphy USA gas stations, made everywhere the Walmart credit card or Walmart MasterCard are accepted. This includes purchases made in Walmart stores, Walmart Supercenters, Neighborhood Markets and Sam s Clubs.
Rewards are issued monthly as a statement credit for the amount of the total rewards earned during that period. You can review your statement under the Rewards Earned summary box, or sign in to your Walmart credit card account to review your statement.
Where to use your Walmart credit card
Your Walmart credit card is accepted at Walmart Stores, Walmart Supercenters, Neighborhood Markets, Walmart.com, Walmart and Murphy USA Gas Stations and Sam s Clubs. The Walmart MasterCard can be used anywhere that MasterCard is accepted.
How to get 3 percent back at Walmart.com
Here is a great reason to do your shopping online. Not only can you conveniently shop from the comfort of your home or wherever you happen to be 24 hours per day, but you can save money at the same time. This is shopping on your terms. You don t have to take the time to travel to a store, search for what you want and wait in line to check out. Just go online to Walmart.com or use the convenient Walmart app to do your shopping whenever you want. Then, you can have your products gathered from or shipped to the store of your choice for a pickup when you re ready. In the process, you ll receive a savings on your entire order.
Purchases that are paid for at Walmart.com with the Walmart credit card or Walmart MasterCard will receive 3 percent cash back. These purchases include in-store pickups, grocery pickups and grocery delivery purchases when the transaction is paid for online. That s the key: You must pay for the entire transaction online.
Orders placed on Walmart.com that are paid for in a store (a Walmart store, Walmart Supercenter or Neighborhood Market) will only receive 1 percent back. Products that are provided by third parties, such as Walmart Checks, will also only receive 1 percent back.
What purchases will give me 2 percent back?
Gas can be a very costly expense, especially when you find yourself traveling a lot. Why not save every dollar you can? Fuel that s paid for with the Walmart credit card or Walmart MasterCard at participating Walmart and Murphy USA gas stations will receive 2 percent back. Fuel purchases made at Murphy Express, Tesso or Sunoco gas stations aren t eligible to earn rewards.
What purchases qualify me to receive 1 percent back?
All other purchases, including non-fuel purchases at Walmart and Murphy USA gas stations, that are made everywhere the Walmart credit card or Walmart MasterCard are accepted will receive 1 percent back. This includes purchases made in Walmart stores, Walmart Supercenters, Neighborhood Markets and Sam s Clubs, but excludes special financing purchases and account opening purchases receiving a discount.
Purchases made with the Walmart credit card or Walmart MasterCard using Walmart Pay in a Walmart store, Walmart Supercenter or Neighborhood Market store will also receive 1 percent back. Purchases made using other mobile wallets will also receive 1 percent back.